Practice on 2026 LATEST PA-Title-Insurance-Agent Exam Updated 67 Questions [Q21-Q43]

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Practice on 2026 LATEST PA-Title-Insurance-Agent Exam Updated 67 Questions

Download Latest PA-Title-Insurance-Agent Dumps with Authentic Real Exam QA’s

Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Section Weight Objectives
Topic 1: General Insurance Concepts 3%
Topic 2: Title Exceptions and Procedures for Clearing Title 21% – General exceptions
– Property-related issues

  • 1. Water rights
    • 2. Mineral rights
      • 3. Condominiums
        • 4. Surveys
          • 5. Attachments
            • 6. Equitable interests

              – Liens and encumbrances

              • 1. Involuntary liens
                • 2. Voluntary liens
                  • 3. Federal liens
                    • 4. Judgments
                      • 5. Taxes and assessments
                        Topic 3: Insurance Regulation 12% – Title insurance law requirements

                        • 1. Examination of title required

                          – Producer regulation

                          • 1. Record keeping
                            • 2. Charges for extra services
                              • 3. Unfair inducements and marketing practices
                                • 4. Prohibited acts

                                  – Licensing

                                  • 1. Persons to be licensed
                                    • 2. Cease and desist orders
                                      • 3. Expiration
                                        • 4. Assumed names
                                          • 5. Reporting of actions
                                            • 6. General requirements
                                              • 7. Licensing process
                                                • 8. Maintenance and duration
                                                  • 9. Title producer additional requirements
                                                    • 10. Continuing education
                                                      • 11. Address change
                                                        • 12. Renewal
                                                          • 13. Disciplinary actions
                                                            • 14. Appointment procedures
                                                              • 15. Revocation, suspension, nonrenewal or denial of license

                                                                – Federal regulation

                                                                • 1. Fair Credit Reporting Act
                                                                  • 2. Fraud and false statements (18 USC 1033/1034)

                                                                    – Company regulation

                                                                    • 1. Solvency requirements
                                                                      • 2. Rates regulation
                                                                        • 3. Unfair claims settlement practices

                                                                          – State regulation

                                                                          • 1. Commissioner’s general duties and powers

                                                                            – Unfair trade practices

                                                                            • 1. False advertising
                                                                              • 2. Twisting
                                                                                • 3. Unfair discrimination
                                                                                  • 4. Defamation
                                                                                    • 5. Boycott, coercion or intimidation
                                                                                      • 6. Misrepresentation
                                                                                        • 7. Rebates and inducements
                                                                                          Topic 4: Title Insurance Principles – Insurable interests

                                                                                          • 1. Easements
                                                                                            • 2. Fee simple estate
                                                                                              • 3. Life estate
                                                                                                • 4. Leasehold estate

                                                                                                  – Risks covered by title insurance

                                                                                                  • 1. Hidden off-record risks
                                                                                                    • 2. Errors by producer
                                                                                                      • 3. Errors in public records

                                                                                                        – Title insurance policies

                                                                                                        • 1. Enhanced policies
                                                                                                          • 2. Owner’s policy
                                                                                                            • 3. Leasehold policy
                                                                                                              • 4. Commitments
                                                                                                                • 5. Loan policy

                                                                                                                  – Policy structure

                                                                                                                  • 1. Schedule B exceptions
                                                                                                                    • 2. Exclusions
                                                                                                                      • 3. Insuring provisions
                                                                                                                        • 4. Conditions and stipulations
                                                                                                                          • 5. Schedule A
                                                                                                                            • 6. Endorsements

                                                                                                                              – Title search techniques

                                                                                                                              • 1. Computer index
                                                                                                                                • 2. Chain sheet
                                                                                                                                  • 3. Hard copy index

                                                                                                                                     

                                                                                                                                    NEW QUESTION 21
                                                                                                                                    What must accompany the satisfaction piece when presented for recording?

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 22
                                                                                                                                    All of the following are considered valid monuments for the purpose of legally describing real property EXCEPT a

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 23
                                                                                                                                    When insuring a mortgage where there are intervening liens that prevent the lender from holding first lien priority, such other liens may be

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 24
                                                                                                                                    On what schedule of a title commitment would you find an easement that is proposed to be an exception from policy coverage?

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 25
                                                                                                                                    Which of the following types of deeds provides the purchaser of real estate the greatest protection?

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 26
                                                                                                                                    A purchaser on a real estate contract has what interest in the subject property?

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 27
                                                                                                                                    Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 28
                                                                                                                                    A statement included on a title commitment such as “record warranty deed from the owner shown in Schedule A vesting title in the proposed insured” is an example of a

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 29
                                                                                                                                    Title insurance NOT covering the insured for unpaid property taxes, which are NOT known at the time of closing, would be considered a

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 30
                                                                                                                                    Which of the following items is least likely to be recorded?

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 31
                                                                                                                                    The MAIN purpose of an endorsement is to

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 32
                                                                                                                                    What is the purpose of probate of an estate?

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 33
                                                                                                                                    Which section of a title insurance policy lists the rights of the insurer?

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 34
                                                                                                                                    A licensee has violated a Pennsylvania insurance law. The commissioner CANNOT impose what penalty after the hearing?

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 35
                                                                                                                                    A state tax lien filed in the county where the taxpayer owns property is

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 36
                                                                                                                                    An insurance licensee must do all of the following in order to renew an insurance license EXCEPT

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 37
                                                                                                                                    When a land owner uses his land as security for a loan, the encumbrance created is called

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 38
                                                                                                                                    When a mortgagee’s title insurance policy is issued and no owner’s policy will be issued, a written waiver must be signed by the:

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 39
                                                                                                                                    A statement included on a title commitment such as “record warranty deed from the owner shown in Schedule A vesting title in the proposed insured” is an example of a

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 40
                                                                                                                                    The MAIN purpose of insurance is to

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 41
                                                                                                                                    An insurer charges a higher premium for insurance because of someone’s race, marital status, or age. This is an example of

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 42
                                                                                                                                    When issuing an Owner’s policy, encumbrances should be shown as

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    NEW QUESTION 43
                                                                                                                                    Which property type includes all lands, man-made improvements, anything growing on the lands, as well as interests, or “rights,” including future occupancy, reversion, and the use of surface and air space?

                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     

                                                                                                                                    Authentic PA-Title-Insurance-Agent Exam Dumps PDF – Sep-2026 Updated: https://www.real4dumps.com/PA-Title-Insurance-Agent_examcollection.html

                                                                                                                                    Related Links: annualeventpost.com myportal.utt.edu.tt www.stes.tyc.edu.tw www.stes.tyc.edu.tw www.stes.tyc.edu.tw wanderlog.com

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